Website Terms of Use

Last updated: June 2026

These Terms of Use govern your use of the website operated by BLD PROTECTION LTD (trading as znobia) (the "Site"). By using the Site you accept these terms. If you do not accept them, please do not use the Site.

1. About us

The Site is operated by BLD PROTECTION LTD, company number 13422142, registered office 88 Holland Way, Newport Pagnell, England, MK16 0LW. See Legal & Regulatory Information.

2. Use of the Site

You may use the Site for lawful purposes only. You must not:

use the Site in any way that breaches applicable law or regulation;
attempt to gain unauthorised access to the Site, its server or any connected systems;
introduce malicious code, or carry out scraping, denial-of-service or similar activity;
reproduce, copy or resell any part of the Site except as permitted below.

3. No advice; information only

Content on the Site is provided for general information only. It does not constitute insurance, financial, legal or other advice, nor a quote, offer or commitment to provide insurance. Any cover is subject to underwriting, terms, conditions, exclusions and the availability of carrier capacity, and is bound only when agreed in writing. See our Disclaimer.

4. Intellectual property

All content on the Site (text, design, graphics, logos and the znobia name and marks) is owned by or licensed to BLD PROTECTION LTD and protected by the Copyright, Designs and Patents Act 1988 and other laws. You may view and print pages for your own non-commercial use; all other use requires our prior written consent.

5. Third-party links

The Site may link to third-party sites. We are not responsible for their content or availability, and a link does not imply endorsement.

6. Availability

We aim to keep the Site available but do not guarantee uninterrupted access, and may suspend, withdraw or change all or part of it without notice.

7. Limitation of liability

Nothing in these terms excludes or limits liability that cannot lawfully be excluded (including for death or personal injury caused by negligence, or for fraud). Subject to that, and to the fullest extent permitted by law, we are not liable for any loss arising from use of, or reliance on, Site content.

8. Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

9. Changes & contact

We may revise these terms; the current version is the one posted here. Questions: via our contact page.