# Znobia

> Specialty insurance introductions for digital-asset firms. Specie for cold storage,
> crime for hot wallets, D&O for the people who sign. znobia is a trading name of
> BLD PROTECTION LTD (England & Wales, no. 13422142) — a specialist introducer, not a
> broker or insurer: FCA-authorised brokers arrange and advise, authorised insurers
> and Lloyd's syndicates underwrite.

Every public page is available as markdown: send `Accept: text/markdown`, or GET
`https://znobia.com/api/md/<path>` (empty path = homepage).

## Coverage
- [Coverage overview](https://znobia.com/api/md/coverage): the three lines and how they fit together
- [Specie — cold storage](https://znobia.com/api/md/coverage/specie): full doctrine
- [Crime — hot wallet](https://znobia.com/api/md/coverage/crime): full doctrine
- [D&O — management liability](https://znobia.com/api/md/coverage/directors-officers): full doctrine

## How it works
- [How cover works](https://znobia.com/api/md/how-cover-works)
- [Our approach](https://znobia.com/api/md/approach)
- [The market](https://znobia.com/api/md/carriers)
- [Claims](https://znobia.com/api/md/claims)
- [About](https://znobia.com/api/md/about)
- [Get an introduction](https://znobia.com/api/md/contact)

## Legal
- [Legal index](https://znobia.com/api/md/legal): all public legal documents (UK GDPR privacy, terms, complaints, disclaimer, and more), each available at `https://znobia.com/api/md/legal/<slug>`

## Agent interfaces
- MCP server (streamable HTTP): `https://znobia.com/api/mcp` — tools: list_coverage_lines, get_coverage_line, get_legal_document, request_introduction
- MCP server card: `https://znobia.com/.well-known/mcp/server-card.json`
- Agent skills: `https://znobia.com/.well-known/agent-skills/index.json`
- API catalog (RFC 9727): `https://znobia.com/.well-known/api-catalog`
- Enquiry API (OpenAPI): `https://znobia.com/api/openapi.json`
- Agent auth notes: `https://znobia.com/auth.md`

## Optional
- Full corpus in one document: `https://znobia.com/llms-full.txt`