Disclaimer & Important Information

Last updated: June 2026

This notice applies to the website operated by BLD PROTECTION LTD (trading as znobia).

1. Our role — introducer only; information only

znobia (BLD PROTECTION LTD) is a specialist introducer. We connect you with FCA-authorised brokers and regulated carriers; we do not arrange insurance, give advice or personal recommendations, underwrite, or hold client money. The content of this website is provided for general information only and does not constitute insurance, financial, legal or tax advice, a personal recommendation, a quote, or an offer or commitment to provide insurance. Any indication of cover, capacity, pricing or turnaround is illustrative only. Cover is arranged by an FCA-authorised broker, underwritten by regulated carriers, and bound only when agreed in writing.

2. Working (pre-launch) version & regulatory status

This website is a working version. BLD PROTECTION LTD is not authorised by the Financial Conduct Authority, and nothing here states or implies that it is (FCA Handbook GEN 4.5; FSMA 2000 s.24). Nothing on this site is a regulated communication, advice, or a financial promotion requiring authorisation under section 21 of the Financial Services and Markets Act 2000. The firm is finalising its regulatory model (Appointed Representative of an authorised principal, or its own authorisation) with an FCA-compliance specialist; any authorisation status and Firm Reference Number will be shown in our Legal & Regulatory Information and verifiable on the FCA Register.

3. Market figures

Any market statistics on this site (for example, total digital-asset market size, the share insured, capacity figures, or loss events) describe the wider market and are drawn from third-party sources cited on the site. They do not describe BLD PROTECTION LTD's own capacity, performance or guarantees.

4. Compensation & complaints

Complaints / Financial Ombudsman Service: see our Complaints Procedure.
Financial Services Compensation Scheme (FSCS): where the firm is FCA-authorised, insurance arranged while fully authorised may be covered by the FSCS — generally 90% of a claim with no upper limit, and 100% for liabilities subject to compulsory insurance, professional indemnity and certain long-term insurance. See fscs.org.uk. The applicable position is confirmed alongside the firm's regulatory status.

5. Third-party links

Links to third-party sites are provided for convenience; we are not responsible for their content.

6. Limitation

To the fullest extent permitted by law, BLD PROTECTION LTD accepts no liability for any loss arising from use of, or reliance on, the content of this website. Nothing excludes liability that cannot lawfully be excluded.